Savings Services

Start Saving Today!

Saving money for the future is important. Where you save your money is equally important. A Share Account at Collegedale Credit Union is your share in the ownership of the Credit Union. In addition, you are provided with an account which earns interest paid in the form of dividends without costly maintenance fees. Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.

Regular Share Account

A Share Account is required for membership and to be eligible for other membership services.
  • $50 minimum deposit
  • $50.01 minimum balance to receive dividend
  • Account transfer and withdrawal limitations apply

Money Market Account

  • Whether you’re saving for an opportunity, preparing for the unexpected, or simply making the most of your excess cash, our Money Market Account offers a rewarding blend of higher earnings and easy access. It’s a smarter way to grow your savings while keeping your options open.
  • $2,000 minimum deposit
  • $2,000.01 minimum balance to receive dividend
  • Account transfer and withdrawal limitations apply

Youth Account

This saving account can be used for any child under 18 years old. We have a rewards program associated with this savings account, for children under 13 years old, which can be a great and fun way to help your child learn to save! For every deposit received into the account, up to once daily, your child may receive a stamp. After 10 stamps, your child may choose a gift from our toy chest.
  • $5 minimum deposit
  • $5.01 minimum balance to receive dividend
  • Parent/legal guardian must be a joint owner on the account
  • Copy of child's birth certificate required

Direct Payment Student Share

Required to be a student with Direct Deposit (enrolled in elementary school, high school, college, or university with no minimum hour of credit required).
  • No minimum deposit
  • $50.01 minimum balance to receive dividend
  • Account transfer and withdrawal limitations apply

Christmas Club

This popular plan provides you with a system to budget for that special time of year. And, just in time for holiday gift giving, your check will be issued to you by the second week of November.
  • No minimum deposit
  • $50.01 minimum balance to receive dividend
  • Account transfer and withdrawal limitations apply

Special

This account is designed to help you set aside and organize money for a specific short-term or long-term goal such as vacations, holiday shopping, taxes, or emergency funds.
  • No minimum deposit
  • $50.01 minimum balance to receive dividend
  • Account transfer and withdrawal limitations apply

Sweep

Looking to safeguard large deposits without sacrificing convenience or returns? Collegedale Credit Union’s Extended Insurance Sweep Account offers maximum protection—up to $15 million—while keeping your funds accessible through one simple account.
  • No minimum deposit
  • No minimum balance to receive dividend
  • Account transfer and withdrawal limitations apply

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