Certificates/IRA Rates

Term Share Certificates
Rates are effective March 16, 2026
Term Share Certificates Minimum Balance Rate APY*
3 Months $0 1.05% 1.06%
6 Months $0** 4.00% 4.07%
12 Months $0 2.00% 2.02%
Request further information from an employee concerning the fees and terms applicable to the advertised account.

*The annual percentage yield (APY) is accurate as of the effective date above. The rates and APY may change after the account is opened. A penalty will be imposed for early withdrawal.

See more on Term Share Certificates.




IRA Rates
Rates are effective March 16, 2026
IRA Type Minimum Balance Rate APY*
Traditional IRA-Share (80) $25 0.20% 0.20%
Roth IRA-Share (81) $25 0.20% 0.20%
ESA-Share (82) $25 0.20% 0.20%
Traditional IRA-12 Month Certificate (86) $1,000 0.25% 0.25%
Roth IRA-12 Month Certificate (87) $1,000 0.25% 0.25%
ESA-12 Month Certificate (88) $1,000 0.25% 0.25%
Request further information from an employee concerning the fees and terms applicable to the advertised account.

*The annual percentage yield (APY) is accurate as of the effective date above. The rates and APY may change after the account is opened. A penalty [will or may] be imposed for early withdrawal.

See more on IRA Accounts.

Back to Top   Back to Financial Products Page