Checking Services :: Collegedale Credit Union

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Collegedale Credit Union offers several different options for the person looking for an alternative to expensive checking accounts. In addition, our checking (share draft ) accounts have the following features:

Dividends paid on eligible Share Draft accounts are computed daily and compounded monthly.
Monthly Statements - will document all your Share Draft activities with a list of drafts cleared, monthly balance and dividends
Overdraft Privilege - provides automatic backup funds when you're low for those who qualify.
Senior Members over age 62 never pay a service charge.
Direct Deposit - allows Social Security, retirement checks, payroll checks or allocated funds to go straight to your account.
Online Check Reorder - reorder checks online at Liberty's website.

All Share Draft (checking) accounts require a minimum deposit of $50 to a Share Account.

Regular Share Draft (75)

Balances above $2,500 earn dividends daily.
$5 Minimum Balance Fee.
$500 Minimum Balance Required to avoid Minimum Balance Fee.

Student Share Draft Account (77)

Must be at least 18 years old or meet special requirements.
Member must be a student enrolled in high school, college, or university with no minimum hour of credit required.
$1 monthly fee.
Balances above $1,000 earn dividends daily.
Free VISA Debit Card.

E-Statement Share Draft Account (79)

No monthly fee.
E-Statements required.
Must have 2 of the following 3 services:
1. Direct Deposit
2. Bill Pay
3. Debit Card
Not eligible to receive dividends.