Checking Services

Open a Personal Checking Today!

Collegedale Credit Union offers several different options for the person looking for an alternative to expensive checking accounts. In addition, our checking (share draft ) accounts have the following features:
  • Dividends paid on eligible Share Draft accounts are computed daily and compounded monthly.
  • Monthly Statements - will document all your Share Draft activities with a list of drafts cleared, monthly balance and dividends
  • Overdraft Privilege - provides automatic backup funds when you're low for those who qualify.
  • Senior Members over age 62 never pay a service charge.
  • Direct Deposit - allows Social Security, retirement checks, payroll checks or allocated funds to go straight to your account.
  • HarlandClark LogoOnline Check Reorder - reorder checks online at Liberty's website.
All Share Draft (checking) accounts require a minimum deposit of $50 to a Share Account.

Regular Share Draft (75)

  • Balances above $2,500 earn dividends daily.
  • $5 Minimum Balance Fee.
  • $500 Minimum Balance Required to avoid Minimum Balance Fee.

Student Share Draft Account (77)

  • Must be at least 18 years old or meet special requirements.
  • Member must be a student enrolled in high school, college, or university with no minimum hour of credit required.
  • $1 monthly fee.
  • Balances above $1,000 earn dividends daily.
  • Free VISA Debit Card.

E-Statement Share Draft Account (79)

  • No monthly fee.
  • E-Statements required.
  • Must have 2 of the following 3 services:
    1. Direct Deposit
    2. Bill Pay
    3. Debit Card
  • Not eligible to receive dividends.

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