Loan Rates :: Collegedale Credit Union

Mortgage Loans

Collegedale Credit Union is committed to serving our local community. We offer conventional Real Estate Loans and are competitive with our interest rates. Please check with our Loan Department at 423.396.2101, option 4 for the latest Mortgage Loan information and to get an application.

Business Loans

Please check with our Loan Department at 423.396.2101, option 4 for the latest Business Loan information.

Secured Loans
Rates are effective February 19, 2025
Description	Rate¹	Grace Period for Repayment
New Auto (Current year, <5,000 miles)	As low as 4.49%²	10 Days
Used Auto ≤99,999 miles	As low as 5.49%²	10 Days
Used Auto ≥100,000 miles	As low as 6.50%²	10 Days
Boats/RV/Motorcycle/Other	As low as 8.14%²	10 Days
Other Charges³
Processing Fee		Based on Loan Amount
Late Payment Fee for Installment loans		5% of payment, minimum $5.00
Late Payment Fee for Single Payment loans		$35
Optional, Credit Life/Credit Disability Insurance		Based on Loan Amount
Optional, Guaranteed Asset Protection (GAP) Fee		$400
Optional, Extended Warranty		Based on Loan Amount & collateral
¹Rates may change at any time. ²Rates are based on credit history, terms of loan, payment type, and other potential conditions. ³Other fees may apply. Inquire for more information regarding more specific or specialized borrowing needs.

Unsecured Loans
Rates are effective September 18, 2024
Description	Rate¹	Grace Period for Repayment
Personal Loan	As low as 9.44%²	10 Days
Line of credit/Overdraft	As low as 13.00%	10 Days
Other Charges³
Processing Fee		Based on Loan Amount
Late Payment Fee for Installment loans		5% of payment, minimum $5.00
Late Payment Fee for Single Payment loans		$35
Optional, Credit Life/Credit Disability Insurance		Based on Loan Amount
¹Rates may change at any time. ²Rates are based on credit history, terms of loan, payment type, and other potential conditions. ³Other fees may apply. Inquire for more information regarding more specific or specialized borrowing needs.