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Loan Rates

Secured Loans | Unsecured Loans | VISA Credit Card


Rates are effective May 20, 2010


Secured Loan Rates

Please check with our Loan Department at 423.396.2101 for the latest Secured Loan Rates (Autos/Boats/RVs).


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Unsecured Loan Rates

Please check with our Loan Department at 423.396.2101 for the latest Unsecured Loan Rates.


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VISA Credit Card

VISA Description

APR*

Grace Period for Repayment

Grace/Share Secured

12.75%

(1.06250 Monthly Periodic Rate)

25 Days

Grace/Unsecured

15.95%

(1.32917 Monthly Periodic Rate)

25 Days

Non-Grace/
Unsecured

14.95%

(1.24583 Monthly Periodic Rate)

None

Other Charges

Late Payment Fee

Up to $25

Return Check Fee

Up to $21

Lost Card Replacement Fee

$20

Priority-Rush Card Fee

$15

Annual Fee - None. Minimum Credit Limit - $300. Interest Calculation - Average daily balance (including purchases).

*APR=Annual Percentage Rate. Rates are subject to change.

See more on VISA Credit Cards.
Loan Products

 

Auto Loans

 

Unsecured Loans

 

Secured Loans

 

VISA Credit Card

 

Student Loans



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Call us at 423.396.2101

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All rights reserved.


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We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.